Steve Lewis
            760.476.9560
Your Real Estate Resource


Home Sellers Buyers Home Search Area Info About Steve


The Value of Hiring a Real Estate Professional

Handbooks
 on home buying
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How I can help you with the buying process.
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Points to keep in mind when talking with a lender
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Mortgage Primer.
An overview of the different types
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Some info on property taxes
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Why hire a professional real estate broker to help you find and buy the right property? Why not just use the agent who was at the open house you went to?

If you use the agent you met at an open house or you call the agent who has a sign in the yard, who do they represent? They represent the sellers. Will you be able to get an unbiased opinion on price? Will you get good advice on the home buying process?

Does it make sense to commit to one agent who will represent you and give you unbiased advice?

The buyer's professional real estate agent does a lot more then simply find a property to earn his or her commission:

Pre-Qualification
In today's market you must, at a minimum, be pre-approved for a home loan. First, being pre-approved tells you what price range to look for a home in. You will know what down payment is needed, how much your monthly payment will be and all of the different loan options available to you. Second, by having a pre-approval letter in hand, you put yourself in a much stronger position to getting your offer accepted. I work with a number of lenders and can recommend the one that best fits your needs.  

Selecting a Property
Targeted Searching:  There are hundreds of properties with signs on them. I know which ones are sold, pending and most importantly, still available. I will focus my search on properties that meet your criteria and not waste you time by having you look at ones that do not.
Resources: Sometimes the property you are seeking is available, but not being marketed to the public. I have many resources to find the right property for you.
Objectivity: Your job is to make the final selection of the right property for you. I will provide objective information about each property so you can make a well informed decision.

Negotiating
Negotiations concern more then just the price. Other issues to consider are:
Financing and terms
Date of possession
What repairs & inspections will be done

Monitoring, Renegotiating and Closing the Sale:
Overwhelming volume of steps: The process of appraisals, inspections, and financing involves a lot of possible pitfalls. There are many required legal forms and processes. I will guide you through all of these steps.
Experience reading and following escrow instructions: Instructions must be clear and complete. I am the best person to objectively help you communicate these issues and move the transaction to closing.
Inspections and other professionals: I will recommend inspections to be done and negotiate repairs needed to complete the contract. 
Title Investigation: Title indicates ownership of the property. It can be mired in a confusing status of past owners, rights of access or have some limitations; for example, easements, special taxes, or CC&R's. I will help you to understand and make sure no problems are there.
Closing: Title companies will handle the escrow process. I will be in contact with them, the lender, home inspectors, the sellers and their agent to make sure the process is moving along so everything comes together in a timely fashion and we close escrow with the least amount of stress. 

I would like to be the agent you choose to work with. My goal is to find the right home for you. To give you unbiased advice and to represent you and your interests during the buying process. Please contact me to find out if I am the right agent for you. 

Would you like to talk to me about buying your own home?  
Call directly at 760.476.9560 me or email me...  Click Here!

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